BECU AI Inc.

Toward S means a higher total-score band; toward F, a lower band. Badges are distinguished by ink intensity and shape (fill, outline, dashed) — never by hue.

Maegim maps a total score — built from sector-relative percentile scoring — onto fixed, predefined thresholds to assign one of six bands, S to F. This stock is scored by the same formula as all 2,523 graded stocks and is currently in band D with a total score of 38.2 points.

How grades are computed →What grades do and don’t mean →What the grade does not reflect →

Position within sector

Mechanically selected indicators in the top or bottom 30% of sector percentiles · among 325 stocks in IT, Telecom & Media

Upper percentile

Top 29.7% in sector — Current ratioFinancial strength →

Lower percentile

Bottom 20.5% in sector — Operating income change (YoY)Growth momentum →Bottom 21% in sector — P/B (price-to-book)Price attractiveness →Bottom 30% in sector — Operating marginFinancial strength →

1-year closing price

Low ₩1,983High ₩10,141

Latest close

Price change by period

6.70%

55.60%

8.70%

61.80%

Adjusted for 1 price-basis change(s) such as stock splits or reverse splits during the period.

As of the Sep 1, 2026 close · updated once daily · a factual record computed from closing prices only; dividends are not included, and this is not a buy or sell signal.

Financial strength

48.6/100

How much debt does it carry relative to equity?

35.0%

Sector median 46.5%

Sector low

highTop 38.4% in sector

Can it cover what's due within a year?

347.0%

Sector median 216.6%

Sector low

highTop 29.7% in sector

How much of revenue becomes profit?

-6.3%

Sector median 2.7%

Sector low

highBottom 30% in sector

How much did it earn on its own capital?

-6.8%

Sector median 2.5%

Sector low

highBottom 32.6% in sector

Source filing: annual report (consolidated) — view original ↗

Growth momentum

35.8/100

How much did revenue grow in a year?

-1.7%

Sector median 4.0%

Sector low

highBottom 34.2% in sector

Has it grown steadily over three years?

1.5%

Sector median 3.9%

Sector low

highBottom 38.6% in sector

Did core profits grow in a year?

-31.5%

Sector median 20.0%

Sector low

highBottom 20.5% in sector

Are core profits higher than three years ago?

5.4%

Sector median 5.5%

Sector low

highBottom 49.8% in sector

Financial trend

Revenue

Growth & margin

Revenue growth Operating margin

Year over year — alongside the sector median

This stock Sector median

A factual chart of confirmed annual results from annual reports — the same source as the grading indicators. Not a buy or sell signal.

Source filing: annual report (consolidated) — view original ↗

Price attractiveness

28.8/100

Is the price expensive relative to earnings?

Loss-making (P/E not computable)

Sector median P/E of profitable peers 12.6x · 42% loss-making

Sector low

highBottom 36.6% in sector

Is the price expensive relative to book value?

2.01x

Sector median 0.95x

Sector low

highBottom 21% in sector

Valuation uses the Sep 1, 2026 close and market cap

Shareholder Return

Single-indicator axis33.3/100

Does the company actually pay dividends?

0.0%

Sector median 0.0%

Sector low

highBottom 33.3% in sector

Source filing: annual report (consolidated) — view original ↗

Financial checklist

Based on the FY2025 annual report · year-over-year comparison · determined on Sep 2, 2026

Of 9 items: 3 met · 4 not met · 2 not computable

Not metMetNot computable

Positive net income

Whether net income (attributable to owners where available) is above zero.

Not met

-₩759M

Positive operating cash flow

Whether cash flow from operations is above zero.

Met

₩265M

Return on assets up

Whether net income over beginning total assets rose from the prior year.

Not computable

Not compared — the reporting basis (consolidated/separate) changed within the comparison period

Operating cash flow exceeds net income

Whether operating cash flow is greater than net income.

Met

₩265M vs -₩759M

Liabilities-to-assets ratio down

Whether total liabilities as a share of total assets fell from the prior year.

Not met

24.9% → 25.9%

Current ratio up

Whether current assets over current liabilities rose from the prior year.

Not met

383.0% → 347.0%

Shares outstanding not increased

Whether common shares issued did not increase from the prior year. Increases from bonus issues and stock dividends are also counted.

Met

31,445,725 → 31,445,725

Operating margin up

Whether operating income over revenue rose from the prior year.

Not met

-4.7% → -6.3%

Asset turnover up

Whether revenue over beginning total assets rose from the prior year.

Not computable

Not compared — the reporting basis (consolidated/separate) changed within the comparison period

A record of facts determined by fixed rules from the financial statements in the latest annual report. Not used in grading, and not a buy or sell signal. Source filing: annual report (consolidated) — view original ↗

Grade change history

Jul 23, 2026C→D

Methodology version change (v2.0 applied)

Jul 15, 2026CVersion v1

First calculation

Grade changes are a factual record produced from public data by a fixed formula; they do not signal future changes.

Recent filings for this stock

Last 120 days · monitored filing types only

Periodic report filedAug 11, 2026Source ↗

Capital reductionMay 21, 2026Source ↗

Periodic report filedMay 14, 2026Source ↗

View in the filings calendar →