Kbank

Toward S means a higher total-score band; toward F, a lower band. Badges are distinguished by ink intensity and shape (fill, outline, dashed) — never by hue.

Maegim maps a total score — built from sector-relative percentile scoring — onto fixed, predefined thresholds to assign one of six bands, S to F. This stock is scored by the same formula as all 2,523 graded stocks and is currently in band D with a total score of 28 points.

How grades are computed →What grades do and don’t mean →What the grade does not reflect →

ⓘ Shareholder Return not rated — will be included automatically as data accumulates

Position within sector

Mechanically selected indicators in the top or bottom 30% of sector percentiles · among 75 stocks in Financials

Lower percentile

Bottom 18.7% in sector — Operating income change (YoY)Growth momentum →Bottom 22.9% in sector — P/E (price-to-earnings)Price attractiveness →

1-year closing price

The 52-week closing range appears once a full year of trading days has accumulated.

Price change by period

1.20%

1.00%

0.80%

—

Not enough history

As of the Sep 1, 2026 close · updated once daily · a factual record computed from closing prices only; dividends are not included, and this is not a buy or sell signal.

Financial strength

Single-indicator axis34.0/100

How much did it earn on its own capital?

5.2%

Sector median 6.7%

Sector low

highBottom 34% in sector

Source filing: annual report (separate) — view original ↗

Growth momentum

Single-indicator axis18.7/100

Did core profits grow in a year?

-11.9%

Sector median 26.0%

Sector low

highBottom 18.7% in sector

Source filing: annual report (separate) — view original ↗

Price attractiveness

27.8/100

Is the price expensive relative to earnings?

20.4x

Sector median P/E of profitable peers 9.3x · 6% loss-making

Sector low

highBottom 22.9% in sector

Is the price expensive relative to book value?

1.06x

Sector median 0.67x

Sector low

highBottom 32.6% in sector

Valuation uses the Sep 1, 2026 close and market cap

Financial checklist

Based on the FY2025 annual report · year-over-year comparison · determined on Sep 2, 2026

Of 5 items: 4 met · 1 not met · 0 not computable

Not metMetNot computable

For financial and holding companies, only 5 items are checked due to the structure of their financial statements.

Positive net income

Whether net income (attributable to owners where available) is above zero.

Met

₩112.6B

Positive operating cash flow

Whether cash flow from operations is above zero.

Met

₩616.7B

Return on assets up

Whether net income over beginning total assets rose from the prior year.

Not met

0.6% → 0.4%

Operating cash flow exceeds net income

Whether operating cash flow is greater than net income.

Met

₩616.7B vs ₩112.6B

Shares outstanding not increased

Whether common shares issued did not increase from the prior year. Increases from bonus issues and stock dividends are also counted.

Met

375,695,151 → 375,695,151

A record of facts determined by fixed rules from the financial statements in the latest annual report. Not used in grading, and not a buy or sell signal. Source filing: annual report (separate) — view original ↗

Grade change history

Jul 23, 2026D

Methodology version change (v2.0 applied)

Jul 15, 2026F→DVersion v1.2

Methodology version change (v1.2 applied)

Jul 15, 2026FVersion v1

First calculation

Grade changes are a factual record produced from public data by a fixed formula; they do not signal future changes.

Position within sector

1-year closing price

Financial strength

Growth momentum

Price attractiveness

Financial checklist

Grade change history

Recent filings for this stock