KakaoBank Corp.

Toward S means a higher total-score band; toward F, a lower band. Badges are distinguished by ink intensity and shape (fill, outline, dashed) — never by hue.

Maegim maps a total score — built from sector-relative percentile scoring — onto fixed, predefined thresholds to assign one of six bands, S to F. This stock is scored by the same formula as all 2,523 graded stocks and is currently in band D with a total score of 38.5 points.

How grades are computed →What grades do and don’t mean →What the grade does not reflect →

Position within sector

Mechanically selected indicators in the top or bottom 30% of sector percentiles · among 75 stocks in Financials

Lower percentile

Bottom 13.2% in sector — P/B (price-to-book)Price attractiveness →Bottom 21.5% in sector — P/E (price-to-earnings)Price attractiveness →

1-year closing price

Low ₩19,750High ₩28,700

Latest close

Price change by period

1.80%

0.90%

0.40%

9.60%

As of the Sep 2, 2026 close · updated once daily · a factual record computed from closing prices only; dividends are not included, and this is not a buy or sell signal.

Financial strength

Single-indicator axis54.9/100

How much did it earn on its own capital?

7.1%

Sector median 6.7%

Sector low

highTop 45.1% in sector

Source filing: annual report (separate) — view original ↗

Growth momentum

Single-indicator axis39.6/100

Did core profits grow in a year?

7.0%

Sector median 26.0%

Sector low

highBottom 39.6% in sector

Source filing: annual report (separate) — view original ↗

Price attractiveness

17.4/100

Is the price expensive relative to earnings?

21.8x

Sector median P/E of profitable peers 9.3x · 6% loss-making

Sector low

highBottom 21.5% in sector

Is the price expensive relative to book value?

1.55x

Sector median 0.67x

Sector low

highBottom 13.2% in sector

Valuation uses the Sep 2, 2026 close and market cap

Shareholder Return

Single-indicator axis49.3/100

Does the company actually pay dividends?

2.1%

Sector median 2.3%

Sector low

highBottom 49.3% in sector

Dividend per share (annual)

Cash dividend per common share as stated in annual reports. ₩0 means no dividend that year.

Dividends & treasury shares

Total cash dividends (FY2025): ₩219.2B
Cash payout ratio, consolidated (FY2025): 45.6%

Source: annual report (DART) — dividend allocation & total shares

Source filing: annual report (separate) — view original ↗

Financial checklist

Based on the FY2025 annual report · year-over-year comparison · determined on Sep 2, 2026

Of 5 items: 3 met · 1 not met · 1 not computable

Not metMetNot computable

For financial and holding companies, only 5 items are checked due to the structure of their financial statements.

Positive net income

Whether net income (attributable to owners where available) is above zero.

Met

₩480.3B

Positive operating cash flow

Whether cash flow from operations is above zero.

Met

₩6T

Return on assets up

Whether net income over beginning total assets rose from the prior year.

Not met

0.81% → 0.76%

Operating cash flow exceeds net income

Whether operating cash flow is greater than net income.

Met

₩6T vs ₩480.3B

Shares outstanding not increased

Whether common shares issued did not increase from the prior year. Increases from bonus issues and stock dividends are also counted.

Not computable

Not computed — share count data is unavailable

A record of facts determined by fixed rules from the financial statements in the latest annual report. Not used in grading, and not a buy or sell signal. Source filing: annual report (separate) — view original ↗

Grade change history

Jul 23, 2026D

Methodology version change (v2.0 applied)

Jul 15, 2026DVersion v1

First calculation

Grade changes are a factual record produced from public data by a fixed formula; they do not signal future changes.

Disclosure & financial badges

Factual records determined from public filings and periodic reports by fixed rules — not buy/sell signals.

Negative-evidence group (dilution, loss, dispute)Mixed interpretationPositive-evidence group (shareholder return)Dots classify the disclosure type by the direction of research evidence — not an assessment or investment judgment about this company.

Disclosure event history

Corporate value-up plan filed

Filed a “기업가치제고계획(자율공시)” (corporate value-up plan, voluntary disclosure) (filed 2026-03-27). View filing ↗

Determined as of 2026-09-02

Recent filings for this stock

Last 120 days · monitored filing types only

Periodic report filedAug 14, 2026Source ↗

Periodic report filedMay 15, 2026Source ↗

View in the filings calendar →