kakaopay Corp.

Toward S means a higher total-score band; toward F, a lower band. Badges are distinguished by ink intensity and shape (fill, outline, dashed) — never by hue.

Maegim maps a total score — built from sector-relative percentile scoring — onto fixed, predefined thresholds to assign one of six bands, S to F. This stock is scored by the same formula as all 2,523 graded stocks and is currently in band F with a total score of 24.9 points.

How grades are computed →What grades do and don’t mean →What the grade does not reflect →

Position within sector

Mechanically selected indicators in the top or bottom 30% of sector percentiles · among 75 stocks in Financials

Upper percentile

Top 8.2% in sector — Operating income change (YoY)Growth momentum →

Lower percentile

Bottom 0.7% in sector — P/B (price-to-book)Price attractiveness →Bottom 7.6% in sector — P/E (price-to-earnings)Price attractiveness →Bottom 11.8% in sector — ROE (return on equity)Financial strength →

1-year closing price

Low ₩37,450High ₩70,900

Latest close

Price change by period

3.30%

5.00%

3.90%

22.50%

As of the Sep 2, 2026 close · updated once daily · a factual record computed from closing prices only; dividends are not included, and this is not a buy or sell signal.

Financial strength

Single-indicator axis11.8/100

How much did it earn on its own capital?

2.4%

Sector median 6.7%

Sector low

highBottom 11.8% in sector

Source filing: annual report (consolidated) — view original ↗

Growth momentum

76.3/100

Did core profits grow in a year?

187.6%

Sector median 26.0%

Sector low

highTop 8.2% in sector

Are core profits higher than three years ago?

210.7%

Sector median 96.0%

Sector low

highTop 39.3% in sector

Source filing: annual report (consolidated) — view original ↗

Price attractiveness

4.1/100

Is the price expensive relative to earnings?

137.2x

Sector median P/E of profitable peers 9.3x · 6% loss-making

Sector low

highBottom 7.6% in sector

Is the price expensive relative to book value?

3.27x

Sector median 0.67x

Sector low

highBottom 0.7% in sector

Valuation uses the Sep 2, 2026 close and market cap

Shareholder Return

Single-indicator axis18.6/100

Does the company actually pay dividends?

0.0%

Sector median 2.3%

Sector low

highBottom 18.6% in sector

Source filing: annual report (consolidated) — view original ↗

Financial checklist

Based on the FY2025 annual report · year-over-year comparison · determined on Sep 2, 2026

Of 5 items: 4 met · 0 not met · 1 not computable

Not metMetNot computable

For financial and holding companies, only 5 items are checked due to the structure of their financial statements.

Positive net income

Whether net income (attributable to owners where available) is above zero.

Met

₩45.2B

Positive operating cash flow

Whether cash flow from operations is above zero.

Met

₩118.6B

Return on assets up

Whether net income over beginning total assets rose from the prior year.

Met

-0.3% → 1.0%

Operating cash flow exceeds net income

Whether operating cash flow is greater than net income.

Met

₩118.6B vs ₩45.2B

Shares outstanding not increased

Whether common shares issued did not increase from the prior year. Increases from bonus issues and stock dividends are also counted.

Not computable

Not computed — share count data is unavailable

A record of facts determined by fixed rules from the financial statements in the latest annual report. Not used in grading, and not a buy or sell signal. Source filing: annual report (consolidated) — view original ↗

Grade change history

Jul 23, 2026D→F

Methodology version change (v2.0 applied)

Jul 15, 2026DVersion v1

First calculation

Grade changes are a factual record produced from public data by a fixed formula; they do not signal future changes.

Position within sector

1-year closing price

Financial strength

Growth momentum

Price attractiveness

Shareholder Return

Financial checklist

Grade change history

Recent filings for this stock